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At Dunkley’s, we know that many parents and carers want to give their children a strong financial start – but often feel unsure where to begin. The UK tax system offers several wrappers and allowances designed for minors, each with its own rules on access, tax treatment and contribution limits.

Saving for a child isn’t just about handing over a lump sum at 18. It could help reduce student debt, cover driving lessons, boost a house deposit or even kick-start a pension. Starting early allows interest, dividends and tax relief to compound over time, and ensures annual allowances – like the Junior ISA limit – are used before they expire each 5 April.

At Dunkley’s, we understand how important sustainability is to the future of business. The policy push for a net-zero economy is now hard-wired into the UK tax system, with many businesses investing in lower-carbon equipment, property upgrades and greener vehicles. The tax system offers a range of permanent and time-limited reliefs that can cut the headline cost of those projects by up to 25%. We’ve summarised the main opportunities below, along with the key deadlines and practical steps we recommend for the remainder of the 2025/26 tax year.

Capital Gains Tax (CGT) can have a significant impact on individuals, landlords, and business owners when selling or transferring assets. Understanding how CGT works – and more importantly, how to reduce your tax bill using legitimate reliefs and exemptions – is an essential part of good financial planning.